Investment Strategy and Manager Selection
The asset allocation is set against the costs the family plan has to meet over the next twenty years, such as running costs, school fees, property purchases and future donations. Bexley Capital then selects the managers for each part of the portfolio and monitors their performance and fees.
What’s Included
- Asset allocation set against your spending plans
- Research and selection of managers
- Pacing of private market commitments
- Performance and cost reviews
The Result
A portfolio in which every holding has a stated purpose.
Cash Flow and Liquidity
Wealth held in property and private funds does not always produce cash when you need it. The team maps your income and outgoings year by year, and keeps enough in reserve for tax bills and capital calls.
What’s Included
- Year-by-year cash flow forecasts
- Reserve and borrowing strategy
- Planning for large purchases
- Distribution planning for trusts and family companies
The Result
Cash in the right place when a payment falls due.
Business Sale and Succession
Selling a family company, or handing the business to the next generation, can be the largest financial decision a family makes. Bexley Capital starts before the transaction, modelling what the proceeds need to provide and testing each offer against that model. The proceeds then move into an investment plan agreed in advance.
What’s Included
- Pre-sale financial modelling
- Assessment of offers against the family’s needs
- Handover planning for family successors
- An investment plan for the proceeds
The Result
A decision about the business made with its consequences for the family in view.
Tax and Estate Planning
Tax and estate questions run through every part of a family’s wealth. Bexley Capital maps who owns each asset and how each would pass on death, then models the inheritance tax due. From that work comes one plan for wills and lifetime gifts, updated whenever the family or the law changes.
What’s Included
- Mapping of asset ownership
- Review of wills
- Planning of lifetime gifts
- Trust reviews
- Inheritance tax modelling
The Result
One estate plan that every adviser works from.
Risk and Insurance
Homes and art carry their own risks, and so does a family’s public profile. Bexley Capital reviews the insurance on every property and collection, keeping valuations up to date and handling claims when a loss occurs. The family’s personal and online security is reviewed at the same time.
What’s Included
- Insurance reviews across all properties
- Valuation of art and collections for cover
- Personal and cyber security reviews
- Handling of claims
The Result
Cover that matches what the family owns today.
The Next Generation
Bexley Capital prepares younger family members for the decisions they will one day share. Sessions cover investing and giving, and members can attend investment meetings as observers before they take a seat.
What’s Included
- Financial education sessions
- Observer places at family investment meetings
- One-to-one sessions with the investment team
- A first giving budget for younger members to allocate
The Result
Heirs who understand the family’s wealth before they inherit.
